Terms & Conditions

Use of This Website

This website is provided for general informational purposes only. You may use this website to learn about our insurance services, request a quote, contact our team, access client resources, or submit information related to your insurance needs.

You agree not to use this website for any unlawful, harmful, fraudulent, or unauthorized purpose.

No Guarantee of Coverage

Submitting a quote request or contacting us through this website does not guarantee that insurance coverage will be offered, approved, bound, or issued.

Coverage is subject to underwriting approval, carrier guidelines, policy terms, conditions, exclusions, and premium payment requirements. No insurance coverage is active unless confirmed in writing by First State Insurance Advisors or the applicable insurance carrier.

Insurance Information

The information on this website is general in nature and may not apply to every individual, business, policy, or situation. Insurance products, coverage options, limits, exclusions, and availability may vary by carrier and state.

You should review all policy documents carefully and speak with a licensed insurance advisor before making coverage decisions.

Quotes and Applications

When you submit information through a quote form, contact form, or other website form, you agree that the information you provide is accurate and complete to the best of your knowledge.

False, incomplete, or inaccurate information may affect quote accuracy, eligibility, coverage availability, or claims handling.

Communications Consent

By submitting a form on this website, you agree that First State Insurance Advisors may contact you by phone, email, or text regarding your inquiry, quote request, policy, claim, or service needs.

Message and data rates may apply. You may opt out of text messages by replying STOP.

Third-Party Websites and Services

This website may include links to third-party websites, including carrier websites, payment portals, claim reporting pages, client login tools, or other external resources.

These third-party websites are provided for convenience only. First State Insurance Advisors is not responsible for the content, accuracy, security, privacy practices, or availability of third-party websites.

Payments and Claims

Any payment, billing, or claim service accessed through this website may be handled by a third-party insurance carrier or service provider.

First State Insurance Advisors is not responsible for delays, errors, outages, or issues caused by third-party payment or claim platforms.

Website Content

All content on this website, including text, layout, graphics, logos, service descriptions, and other materials, is owned by or licensed to First State Insurance Advisors unless otherwise stated.

You may not copy, reproduce, distribute, modify, or use website content for commercial purposes without written permission.

No Professional Advice Guarantee

The content on this website should not be considered legal, financial, tax, or professional advice. Insurance guidance provided through this website is general and should be discussed with a licensed insurance professional based on your specific needs.

Website Availability

We make reasonable efforts to keep this website available and accurate. However, we do not guarantee that the website will always be uninterrupted, error-free, secure, or fully up to date.

We may update, remove, or change website content at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, First State Insurance Advisors is not liable for any direct, indirect, incidental, consequential, or special damages resulting from your use of this website, reliance on website information, or use of third-party links.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information submitted through the website.

Changes to These Terms

We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated “Last updated” date.

Your continued use of the website after changes are posted means you accept the updated terms.

Contact Us

If you have any questions about these Terms & Conditions, please contact us:

First State Insurance Advisors
1635 East Arlington Blvd, Suite B
Greenville, NC 27858

Phone: 252-917-8822
Fax: 252-917-8827
Email: info@firststateinsadvisors.com