Coverage Built for Contractors and Construction Businesses
Contractors & Construction
Construction projects come with unique risks, from job site accidents and equipment damage to liability claims and project delays. First State Insurance Advisors helps contractors and construction professionals find coverage designed to protect their business, employees, equipment, and reputation so they can focus on getting the job done.
Protection for Every Stage of the Project
Insurance Solutions Designed for Construction Professionals
Whether you’re an independent contractor, subcontractor, or growing construction company, the right insurance coverage helps protect your business from unexpected setbacks. We work with trusted carriers to help you find coverage that matches the size and scope of your operations.
General Liability
Protect your business against third-party claims involving bodily injury, property damage, and legal expenses that may arise from your work.
Tools & Equipment Coverage
Help safeguard valuable tools, machinery, and equipment from theft, damage, or covered losses on and off the job site.
Builders Risk Coverage
Protect structures and materials during construction from covered events such as fire, theft, vandalism, and weather-related damage.
Why Contractors Choose First State Advisors
Insurance That Works as Hard as You Do
Contractors need more than a policy—they need a partner who understands the challenges of the construction industry. As an independent agency, we compare options from multiple insurance carriers to help you secure competitive coverage tailored to your projects, workforce, and business goals. Whether you’re bidding on new jobs or expanding your operations, we’re here to help you protect what you’ve built.
Simple and Straightforward
Three Steps to Better Protection
01
Tell Us About Your Business
Share information about your trade, projects, workforce, equipment, and coverage needs.
02
We Compare Carriers
Our team reviews options from multiple insurance carriers to find solutions that fit your business and budget.
03
Get Covered With Confidence
Choose the policy that works best for your operations and get back to focusing on your projects.
Ready to Protect Your Construction Business?
Whether you’re an independent contractor or managing multiple job sites, we’re ready to help you find coverage that keeps your business moving forward.